Disability Claims
When someone has a disability policy and then becomes disabled, one of the most important things they need to do is properly complete the disability claim process and application. I urge all of my clients: When you become disabled, give me a call before processing and sending in the disability claim form. Let me allow you to take advantage of a process by which we'll make sure you are properly filing your claim, because it is not just about your disability but it’s how you file the claim. [...]
Disability Insurance and Buy-Sell Agreements
{3:12 minutes to read} Disability insurance is the forgotten insurance. Most of the time when people think about insurance they think about
Measurement vs Calculation
{2:18 minutes to read} The subject of this blog is a concept I learned recently when I went to get fitted for my golf clubs. It had to do with 2 types of determinants: measurement and calculation.
No More Discounts
{2:00 minutes to read} For years, estate planners have been using a strategy to avoid estate taxes wherein gifts to children or others are entitled to be discounted. The interest in the business or real estate entity is a minority interest and/or has a lack of marketability, therefore a reduction in the gift’s value is appropriate.
Goodbye to Prince—and a Chunk of His Estate
{3:06 minutes to read} On April 21, Prince (Rogers Nelson) died, leaving a $250 million estate. Because there was no will and no proactive estate plan, within 9 months Prince’s estate will have to come up with about $100,000,000 in estate taxes.