The Rock and the Ripple
That ripple effect is an analogy I want to utilize in our discussion about what happens to a family when they properly protect themselves with permanent life insurance – and in particular, whole life insurance.
Why Do Wealthy People Need Life Insurance?
Why would well-educated, smart, successful, wealthy people buy life insurance? If somebody dies, there is plenty of money for the family. Life insurance for the wealthy is a tool with a multitude of uses.
Disability Income Insurance Series – Part 1
If you ask people, especially highly compensated employees, about their group disability plan at work, most of them shake their heads and say “I’m good, I’m set, I have it.” But they don’t really understand how their group Long Term Disability (LTD) Plan works in the same way that they understand their group health and 401(k).
Have You Planned for Your Retirement? Part 2
As outlined in Part 1, given all the factors that need to be considered in order to plan for your retirement, there is really no way to determine what is the exact right amount of money. There are, however, certain things that you can do to position yourself in the best possible way.
Have You Planned for Your Retirement? Part 1
Many people think that in life we need to accumulate a certain amount of money to be able to retire. Today we have so many factors that are making people aware of the need for retirement planning.
What is Your Bathtub Test Score?
The bathtub test: It is time to get serious about what’s going on with long-term care.
IRS Just Released Inflation Adjustments
Today I want to introduce to you the inflation adjustments just released by the IRS.
Have You Had a Financial Check Up Lately?
How often should people be reviewing their estate plans and estate plan documents?
Premium Financing? What is That?
I want to introduce a concept that has become popular over the last few years since interest rates have gone down. It is a concept called Premium Financing, with which wealthy people can acquire needed life insurance liquidity for trusts set up for their families.
Can Seeing Really Be Believing?
Sometimes we believe certain things are true just because that’s the way that everyone else seems to believe. What if something wasn’t right, or could be better, but you can’t see it? Would you want to know about it?