Check the background of this investment professional on FINRA BrokerCheck

Long Term Care Insurance

Social Security, the Retirement Asset Everyone Ignores With David Freitag

 

In this episode of It’s Personal … Not Just Business with Michael Fliegelman, we welcome guest David Freitag, CLU, ChFC, and CRPC.

Tune in to This Episode as Dave Shares Insights Into:

•Changing people’s perspective about a very confusing topic.
•Looking at Social Security opportunities as Step 1 in income/retirement planning.
•Significant mistakes people make with regard to […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By |2023-10-20T19:14:39+00:00October 20th, 2023|Blog, General, Long Term Care Insurance, Retirement Planning|0 Comments
Read More

Long-Term Care Insurance in Your Future — Whether You Want it or Not!

Long-term-Care continues to be a relevant subject matter for people who are about to retire. Recently, the state of Washington enacted legislation where the citizens of the state now have an additional 2% payroll tax without any limits. So, if you make $100,000 a year, you would have $2,000 taken out of your […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By |2023-03-27T15:29:36+00:00March 24th, 2023|Blog, Financial Planning, Long Term Care Insurance|0 Comments
Read More

Washington Cares Act

{4 minutes to read}

Today, I’d like to talk about new laws in the state of Washington. Even though most of us won’t be residing in the state of Washington, there is an interesting new law that is going into effect called the Washington Cares Act. This Act is the state’s long-term care insurance coverage, intended […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By |2021-08-24T11:02:41+00:00August 24th, 2021|Blog, Long Term Care Insurance, Retirement Planning|0 Comments
Read More

Changes in the Long-Term Care Business

{5 minutes to read}  Today, I want to go over the ongoing and continuous changes in the long-term care business. Since the beginning of 2021, we have seen two additional carriers pull out of the standalone or traditional long-term care space. Those carriers include MassMutual and Trans America, leaving a very small number of carriers […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By |2021-05-25T11:48:59+00:00May 25th, 2021|Blog, Long Term Care Insurance|0 Comments
Read More

November is Long-Term Care Month

{4 minutes to read}

At the time of this writing, it is Election Day, November 3rd, 2020. And besides being a very big day in America, it is also Long-Term Care Awareness Month.

Long-term care, to me, is a very personal thing because both my parents and my wife Donna’s parents spent time in assisted living nursing […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By |2020-11-24T15:50:12+00:00November 24th, 2020|Blog, Long Term Care Insurance|0 Comments
Read More

The Pain of Discipline Versus the Pain of Regret

Today, I want to discuss with everyone two concepts that overlap. One is called The Pain of Discipline versus the Pain of Regret. The other one is Risk versus Consequences.

In 36 years of doing financial and insurance planning with many different types of people, I recognize that sometimes when we talk about risk with clients, […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By |2020-09-09T03:32:47+00:00September 7th, 2020|Blog, Disability Insurance, Estate Planning, Financial Planning, Insurance Planning, Long Term Care Insurance|0 Comments
Read More

When Did You Last Review Your Life Insurance?

{4 minutes to read}  Today, I want to talk about reviewing your life insurance. Years ago, somebody said to me, “Inspect what you expect.” In the last couple of years, I have had so many experiences with people who bought life insurance but didn’t realize that their policy had […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By |2019-07-10T16:01:21+00:00July 3rd, 2019|Blog, Insurance Planning, Long Term Care Insurance|0 Comments
Read More

Long-Term Care Insurance Update

{4 minutes to read}  Today, I would like to discuss, and update you, on the long-term care insurance market. Once again, as longevity risk and low-interest rates are continuing to put pressure on insurance companies, we’re seeing more increases. Companies are going back to their existing long-term care policyholders and raising […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By |2019-02-26T22:47:44+00:00February 5th, 2019|Blog, Long Term Care Insurance, Retirement Planning|0 Comments
Read More

A Long-Term Care Update

{2:06 minutes to read} In the world of long-term care, there always seems to be a change on the horizon. Genworth, the largest carrier of long-term care insurance in America, reported a very large single quarter loss last year. The insurance company has just agreed to be purchased by China Oceanwide for $2.7 billion. (The agreement is in place but has yet to be approved by regulators.)

By |2017-03-06T11:19:27+00:00November 9th, 2016|Blog, Financial Planning, General, Long Term Care Insurance|0 Comments
Read More

Whose Money Is It Anyway?

{3:36 minutes to read} When clients or individuals reach the age of 80-85, sometimes their health is failing. Health care decisions may be made by others (many times the adult children), the appointed health care proxy, or the health care agent. This same adult child/children will also be left in charge of the money decisions. Recently, I had the experience of seeing how that can create a lot of problems.

By |2016-10-20T02:24:05+00:00August 2nd, 2016|Blog, Estate Planning, Financial Planning, Long Term Care Insurance|0 Comments
Read More

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Advisory Services offered through Osaic Advisory Services, LLC (Osaic Advisory).Osaic Wealth and Osaic Advisory are separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth and Osaic Advisory.

Check the background of this investment professional on FINRA BrokerCheck