Why Should You Give Us a Call?

{4 minutes to read}  Today I want to talk about three subjects:

1. What do we actually do?
2. How can we help?
3. Why should you consider working with us?

What Do We Actually Do?

What we do is very diverse. We go under the heading of providing financial planning, but many times people don’t want to do a full financial plan. Many times people come to us and they want help with things like their pension, or 401(k), or managing their money in their retirement or brokerage accounts.

• Sometimes people come to us for estate planning and gift-tax planning.
• Sometimes they need a product like life insurance or long-term care insurance, or want to model out retirement income.
• Sometimes they want to look at their Social Security and get an analysis of what options they should take.
• Sometimes they’re about to retire and need to make decisions regarding their pension or their Social Security.
• Sometimes they’re looking to protect their wealth and income, and we look at disability income insurance.
• Sometimes they’re trying to plan for a lifetime income, and we look at vehicles like annuities and investment accounts, and how much money they can spend each month.

We have a very diverse portfolio of offerings, and I want everybody to understand what we do. The best way for us to help people is to gather all the information and prepare a complete and comprehensive plan.

How can we help?

Some of these issues seem very big and challenging, so we always start with the end in mind. We come to the table trying to create what we call your “present plan.” Where are you currently? Once we have that plan, we can see if there are:

• Things that are missing
• Things that are not coordinated properly
• Things that need to be changed
• Things that need to be reviewed
• Things that need to be updated

So, how we help is by taking a look at your present situation and then moving from there to plan, coordinate, implement, and review to keep you on track.

Why work with us? 

Well, my team and I have tremendous experience. I dislike using the word “expertise,” but after 36 years of practicing financial planning, estate planning, life insurance, disability, and long-term care annuities, you do develop a certain expertise.

They say it takes 10,000 hours to become an expert in any area, and I’ve surrounded myself with a tremendous team of other experts:

Debra Marcovecchio, who has been working with me for 15 years.

Jonathan Gassman, who owns a CPA firm and partners with me on our investment advisory business.

John Male, a Certified Financial Planner.

We also provide excellent customer service. There’s a saying: “People don’t care how much you know until they know how much you care,” and I believe our team is a very caring group of professionals.

So, when it comes to any of the areas that we talked about at the beginning — what we do, how can we help, and why you should work with us — don’t hesitate to call us and see what we can accomplish together.. Thank you very much.

Registered Representative offering Securities through American Portfolios Financial Services, Inc. (APFS) Member FINRA/SIPC. Investment Advisory Services are offered through G&G Planning Concepts, Inc. which is not affiliated with APFS.  Strategic Wealth Advisors Network and Gassman Financial Group are not affiliated with APFS.

Any opinions expressed in this forum are not the opinion or view of American Portfolios Financial Services, Inc. (APFS) or American Portfolios Advisors, Inc.(APA) and have not been reviewed by the firm for completeness or accuracy. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors.

This material is for informational purposes only. Neither APFS nor its Representatives provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.American Portfolios Financial Services, Inc.(APFS) and American Portfolios Advisors, Inc.(APA) are not affiliated with any other named business entities mentioned.