Insurance Planning – Page 2

The Pain of Discipline Versus the Pain of Regret
The Pain of Discipline Versus the Pain of Regret

The Pain of Discipline Versus the Pain of Regret

Today, I want to discuss with everyone two concepts that overlap. One is called The Pain of Discipline versus the Pain of Regret. The other one is Risk versus Consequences.

In 36 years of doing financial and insurance planning with many different types of people, I recognize that sometimes when we talk about risk with clients, […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By Michael Fliegelman|2020-09-09T03:32:47+00:00September 7th, 2020|Blog, Disability Insurance, Estate Planning, Financial Planning, Insurance Planning, Long Term Care Insurance|0 Comments

Coronavirus and Insurance Planning
Coronavirus and Insurance Planning

Coronavirus and Insurance Planning

{2 minutes to read}

So, what are you doing about your insurance needs?

A lot of changes have happened in the year 2020, which we have now dubbed “2✱2✱.” We are replacing the zeros with asterisks because the world has changed and this is the year of exceptions.

However, some things remain the same and people still have […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By Michael Fliegelman|2020-08-20T10:58:15+00:00August 20th, 2020|Blog, Financial Planning, Insurance Planning|0 Comments

Life Insurance in the Digital Age
Life Insurance in the Digital Age

Life Insurance in the Digital Age

{1 minute to read} I am seeing the future of life insurance and it is completely digital.

Mass Mutual’s Coverpath program allows for instant quotes, a shareable digital application, and even immediate approval for your most qualified clients: up to $1 million of coverage along with an e-delivery payment and […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By Michael Fliegelman|2020-06-03T11:39:29+00:00May 31st, 2020|Blog, Estate Planning, Financial Planning, Insurance Planning|0 Comments

Life Insurance Asset Management
Life Insurance Asset Management

Life Insurance Asset Management

It’s an unfortunate fact that many policies will simply not perform as their policy owners expect them to, and yet;

Many policy owners, insureds, and trustees are not aware of the risk that the policy they own will not remain in force for their entire […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By Michael Fliegelman|2020-05-22T17:31:19+00:00May 22nd, 2020|Blog, General, Insurance Planning|0 Comments

Estate Planning Opportunities Courtesy of the Coronavirus
Estate Planning Opportunities Courtesy of the Coronavirus

Estate Planning Opportunities Courtesy of the Coronavirus

{4 minutes to read}

First and foremost, I want to encourage everyone to do their best to stay healthy and be safe practicing social distancing. As I say to everybody, stay home, stay safe, and stay sane during this difficult period that we’re going through.

Whenever we go through difficult periods, […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By Michael Fliegelman|2020-05-08T17:29:12+00:00May 1st, 2020|Blog, Estate Planning, Financial Planning, Insurance Planning, Retirement Planning|0 Comments

Don’t Surrender That Life Insurance Policy or Let It Lapse!
Don’t Surrender That Life Insurance Policy or Let It Lapse!

Don’t Surrender That Life Insurance Policy or Let It Lapse!

{4 minutes to read} Today, I want to talk about a situation that came up with one of our clients which caused me to want to share something important about life insurance. No one should ever surrender or let their life insurance policy lapse before doing appropriate due diligence and review.

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By Michael Fliegelman|2020-04-08T09:59:35+00:00April 8th, 2020|Blog, Insurance Planning|0 Comments

The SECURE Act of 2019
The SECURE Act of 2019

The SECURE Act of 2019

{2 minutes to read} Today, I want to talk about new retirement plan rules based upon the SECURE Act of 2019. SECURE stands for Setting Every Community Up for Retirement Enhancement and there are some major changes for qualified […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By Michael Fliegelman|2020-03-25T10:48:57+00:00March 22nd, 2020|Blog, Financial Planning, Insurance Planning, Retirement Planning, Tax Planning|0 Comments

Disability Income Insurance
Disability Income Insurance

Disability Income Insurance

In many ways, disability insurance is the most important part of someone’s financial plan. You may ask yourself, how long will I be able to be okay if my paycheck stopped? Disability insurance is the vehicle by which people can continue to get that income.

But what I have noticed is most […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By Michael Fliegelman|2020-02-14T01:48:17+00:00February 10th, 2020|Blog, Disability Insurance, Financial Planning, Insurance Planning|0 Comments

How Do You Define Good Planning?
How Do You Define Good Planning?

How Do You Define Good Planning?

{2 minutes to read} Today, I want to talk about what happened to me while I was visiting an advisor that works through my organization. She shared with me how someone had passed away, hadn’t done the planning, and didn’t have adequate life insurance. The family was desperate for money for last […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By Michael Fliegelman|2019-11-20T18:37:20+00:00November 19th, 2019|Blog, Estate Planning, Insurance Planning|0 Comments

What Happens to Your Insurance When Your Insurance Company Stops Selling It?
What Happens to Your Insurance When Your Insurance Company Stops Selling It?

What Happens to Your Insurance When Your Insurance Company Stops Selling It?

{2 minutes to read} What happens to your insurance when an insurance company stops selling a line of business that you have? Lately, there’s a trend in which many insurance companies have stopped selling traditional long-term care and others are ceasing to sell life insurance.

There are two things that […]

Michael Fliegelman, CLU, ChFC, AEP, CLTC, RFC Founder / President, Strategic Wealth Advisors Network (631) 262-9254 Connect with me Follow me on Michael@SWANWealth.com www.SWANWealth.com Please note that the information being provided is strictly as a courtesy. Always confer with your CPA prior to attempting to take any tax deduction. Michael Fliegelman is not a CPA, nor should the contained be considered tax “advice”.

By Michael Fliegelman|2019-10-09T16:28:12+00:00October 7th, 2019|Blog, Insurance Planning|0 Comments